FinoViser Financial Services LLP is registered with Insurance Regulatory and Development Authority of India as Corporate Agency (Registration No. CA0799 and valid till 25th April 2025), having its registered and corporate office at 1303 | Cyber One | Plot No. 4&6 | Sector 30A| Vashi | Navi Mumbai – 400703.          

Purchase of any insurance product by FFS customer(s) is purely voluntary and is not linked to availing of any other facility/services/products.

The insurance products available at www.finoviserfinancial.com  or on the mobile application are offered and underwritten by the respective insurers. FFS as a Corporate Agency act as a representative of the Wealth Partner. FFS is not an agent or other intermediary representing the insurers, whose products are dealt with in the FFS Platform.

FFS is only assisting in collecting the premium on behalf of the insurer chosen by you to avail the insurance product. The acceptance of the deposit as premium and final issuance of the insurance policy is subject to the underwriting norms and discretion of the insurer on which FFS has no control. Further, any product information displayed on the FFS Platform is solely based on the information received from the concerned insurer.

The insurer underwriting the insurance product purchased/ serviced through the FFS Platform is solely responsible for settling any claim thereunder or taking any decisions on claim settlements. By its operation of the FFS Platform or otherwise, FFS is only acting in the capacity of an Insurance Corporate Agent and does not, in any circumstances, underwrite any insurance business or partake in the conduct of insurance business.

For more details on risk factors, terms, and conditions, please read the sales brochure/customer information sheet/ policy wordings of a particular plan carefully before concluding a sale.

Insurance is a subject matter of solicitation, and the Policy is issued, based on a contract between the insured and insurer.

Before you enter a contract of general insurance, you have a duty under the law to disclose every matter that you know or could reasonably be expected to know, that is relevant to the insurer’s decision whether to accept the risk of insurance and if so, on what terms.  You have the same duty to disclose those matters before you renew, extend, vary, or reinstate a contract of insurance.

If you fail to comply with your duty of disclosure, the insurer may be entitled to repudiate or reduce its liability under the contract in respect of a claim or may cancel the contract.  If your non-disclosure was fraudulent, the insurer may also have the option of voiding the contract from the beginning (i.e., treating it as if it never existed).

Information regarding the full extent of your duty of disclosure is contained in your policy wording and should be read carefully at any point in your insurance transaction including when your policy is renewed, extended, varied or reinstated.

FFS makes no representation/s or warranty express or implied, as to the accuracy, completeness or reliability of any information compiled herein and hereby disclaims any liability regarding the same, including, without limitation, any direct, indirect, incidental, or consequential loss. You shall verify the veracity of the information on your own before using the information provided in the document. Investors are requested to review the benefit illustration and policy documents carefully and obtain expert professional advice.

FFS does not make any representations that coverage does or does not exist for any claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording. For more details on risk factors, terms, and conditions, please read sales brochure carefully before concluding a sale”.