Disclaimer for Mutual Funds

FinoViser Financial Services LLP is a Mutual Fund Distributor registered with AMFI Registration No – 183097. All disputes with respect to the distribution activity would not have access to Exchange Investor Redressal Forum or Arbitration mechanism. In accordance with the applicable laws, FFS is permitted to render incidental advice with respect to mutual fund products only to its mutual fund distribution clients. For every other purpose, including distribution of non-mutual fund products the circulated material is for informational purposes only. Further, it is not intended as investment advice or an opinion concerning securities or a public offer proving a basis for an investment decision. The views or expressions contained in the circulated material are not necessarily of FFS neither assumes any responsibility/liability nor does guarantee its accuracy, suitability, completeness, and adequacy. The figures and data that may be appearing in the material are taken from various sources deemed reliable by FFS. The content of the material including images, charts, graphics, and pictures are protected intellectual properties and cannot be amended, copied, reproduced, replicated, republished, uploaded, posted, published, transmitted, displayed, or distributed for any non-personal use without obtaining prior written permission, any non-adherence of which may attract appropriate legal action.

Mutual Fund investments are subject to market risk, read all scheme related documents carefully. The past performance of the scheme is not indicative of future performance.

Investors are advised to seek appropriate advice from experts before taking any investment decisions. Nothing in the circulated material is intended to construct an advertisement or an investment, financial advice and/or solicitation, advice to buy, sell or deal in any financial product.

Disclaimer For Insurance

FinoViser Financial Services LLP is registered with Insurance Regulatory and Development Authority of India as Corporate Agency (Registration No. CA0799 and valid till 25th April 2025), having its registered and corporate office at 1303 | Cyber One | Plot No. 4&6 | Sector 30A| Vashi | Navi Mumbai – 400703.          

Purchase of any insurance product by FFS customer(s) is purely voluntary and is not linked to availing of any other facility/services/products.

The insurance products available at www.finoviserfinancial.com  or on the mobile application are offered and underwritten by the respective insurers. FFS as a Corporate Agency act as a representative of the Wealth Partner. FFS is not an agent or other intermediary representing the insurers, whose products are dealt with in the FFS Platform.

FFS is only assisting in collecting the premium on behalf of the insurer chosen by you to avail the insurance product. The acceptance of the deposit as premium and final issuance of the insurance policy is subject to the underwriting norms and discretion of the insurer on which FFS has no control. Further, any product information displayed on the FFS Platform is solely based on the information received from the concerned insurer.

The insurer underwriting the insurance product purchased/ serviced through the FFS Platform is solely responsible for settling any claim thereunder or taking any decisions on claim settlements. By its operation of the FFS Platform or otherwise, FFS is only acting in the capacity of an Insurance Corporate Agent and does not, in any circumstances, underwrite any insurance business or partake in the conduct of insurance business.

For more details on risk factors, terms, and conditions, please read the sales brochure/customer information sheet/ policy wordings of a particular plan carefully before concluding a sale.

Insurance is a subject matter of solicitation, and the Policy is issued, based on a contract between the insured and insurer.

Before you enter a contract of general insurance, you have a duty under the law to disclose every matter that you know or could reasonably be expected to know, that is relevant to the insurer’s decision whether to accept the risk of insurance and if so, on what terms.  You have the same duty to disclose those matters before you renew, extend, vary, or reinstate a contract of insurance.

If you fail to comply with your duty of disclosure, the insurer may be entitled to repudiate or reduce its liability under the contract in respect of a claim or may cancel the contract.  If your non-disclosure was fraudulent, the insurer may also have the option of voiding the contract from the beginning (i.e., treating it as if it never existed).

Information regarding the full extent of your duty of disclosure is contained in your policy wording and should be read carefully at any point in your insurance transaction including when your policy is renewed, extended, varied or reinstated.

FFS makes no representation/s or warranty express or implied, as to the accuracy, completeness or reliability of any information compiled herein and hereby disclaims any liability regarding the same, including, without limitation, any direct, indirect, incidental, or consequential loss. You shall verify the veracity of the information on your own before using the information provided in the document. Investors are requested to review the benefit illustration and policy documents carefully and obtain expert professional advice.

FFS does not make any representations that coverage does or does not exist for any claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording. For more details on risk factors, terms, and conditions, please read sales brochure carefully before concluding a sale”.

Disclaimer For Website

By accessing website and/or App or any of its associate/group sites (“Website”), you have read, understood, and agree to be legally bound by the terms of the following disclaimer and user agreement. FinoViser Financial Services LLP has taken due care and caution in compilation of the data and the contents for all its web sites. However, FFS does not guarantee the adequacy or completeness of any information and is not responsible for any errors or omissions or for the results obtained from the use of such information. FFS specifically states that it cannot be held liable for any damages (monetary, legal, or otherwise) caused by any error, omission, interruption, deletion, defect, failure, and that it has no financial liability whatsoever to any user on account of the use of the information provided on its website.

FFS advises its users to verify the veracity / appropriateness of the information before taking any decisions. The information on this website is updated from time to time. FFS, however, excludes any warranties (whether expressed or implied), as to the quality, accuracy, efficacy, completeness, performance, fitness, or any of the contents of the website, including (but not limited) to any comments, feedback and advertisements contained within the Site. FFS is not responsible for any errors, omissions, or representations on any of our pages or on any links on any of our pages. FFS does not endorse in anyway any advertisers on our webpages. Please verify the veracity of all information on your own before undertaking any alliance or decision. This Website contains articles contributed by individuals. The views are exclusively their own and do not necessarily represent the views of the Website owners or its management. The linked sites are not under our control, and we are not responsible for the contents of any linked site, or any link contained in a linked site, or any changes or updates to such sites. FFS is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by us of the site.

FFS hereby expressly disclaims any implied warranties imputed by the laws of any jurisdiction. We consider ourselves and intend to be subject to the jurisdiction only of the court. If you don’t agree with any of our disclaimers above, please do not read the material on any of our pages and exit the Website immediately. This site is specifically for users in the territory of India. Although the access to users outside India is not denied, FFS shall have no legal liabilities whatsoever in any laws of any jurisdiction other than India. We reserve the right to make changes to our website and these disclaimers, terms, and conditions at any time. No materials in this Website or any of its associate/group sites should be taken as investment advice directly, indirectly, implicitly, or in any manner whatsoever, including but not limited to trading of mutual funds or trading of any financial instruments whatsoever. The information provided are NOT in nature of any recommendation or solicitation to buy or sell any securities. Your use of all the information contained on this Website or any of its associate / group sites is governed by this Terms and Conditions of Use.

Past Performance Is Not Indicative of Future Returns. Mutual Fund investments are subject to market risks. Investors are requested to read the Offer Document carefully before investing.

Office Address

1106 | Haware Infotech | Sector 30A| Vashi | Navi Mumbai | 400703

AMFI Registration Number : 183097

IRDA Registration Number : CA0799

LLPIN : AAW-8131

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